I build long term relationships with my clients, valuing their success in this competitive market! I am not only a Mortgage Loan Originator for 25+ years, I am also a Realtor, allowing me to strategize on your behalf from all perspectives. I'm comfortable with complex transactions and I offer you world class service, thinking creatively and considering every detail of your real estate needs and goals, helping you to meet your short and longer term goals! I do my best to create an effortless and enjoyable process whenever I can, educating and empowering homeowners along the way. It is the JOY of creating new chapters that drives my success!